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Boat/Yacht Insurance

Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10% of property coverage. Check with your insurance representative to find out if your boat is covered and what the limits are.

For other boats, you will need to purchase separate insurance. The size, type, value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.


Personal Watercraft

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect you and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Liability limits start at $15,000 and can be increased to $300,000. Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories. Please contact us about the type of coverage that would best suit your needs.


Insurance coverages to consider:

  • Liability
  • Physical Damage
  • Theft
  • Medical Payments
  • Motor Coverage
  • Trailer Coverage
  • Boat Covers
  • Docking Fenders
  • Communications Devices

Remember, since every boat is unique please make sure you check with us to see if you need any additional coverages or would be eligible for additional discounts.
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Office Locations: 
Kendall

12001 SW 128th Ct.
Suite 104
Miami FL 33186


(T) 305.253.4424
quotes@fibrokers.com



Blue Lagoon
Corporate Headquarters
5805 Blue Lagoon Drive
Suite No. 400
Miami, FL 33126


(T) 305.441.9932
Toll Free: 1-866-552-9846

quotes@fibrokers.com

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Kendall 12001 SW 128th Ct. Suite 104. Miami FL 33186 (T) 305.441.9932
Blue Lagoon Corporate Headquarters 5805 Blue Lagoon Drive, Suite No. 400, Miami, FL 33126 (T) 305.441.9932 | Toll Free: 1-866-552-9846