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Commercial Auto Insurance

Commercial auto liability coverage provides protection for any business-owned or leased commercial vehicle. Policies usually include collision and damage coverage as well as coverage for property and personal damage to others.

Just like you need auto insurance for your own car, you need business auto insurance to cover your business-owned or leased vehicles. If you, or any of your employees have an accident in your business’s car, you may be liable for bodily injuries, lost wages or any damage caused.

Typical coverage includes:

Bodily Injury Liability
Coverage for damages that involve bodily injury to others for which you become responsible under law.

Property Damage Liability
Coverage for damage to property of others for which you become responsible under law.

Medical Payments
Coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.

Personal Injury Protection
Coverage for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided.

Other coverage that may be obtained include:
Comprehensive
Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.

Collision
Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy.

Uninsured Motorist
Coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable.

Underinsured Motorist
Coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and does not have adequate liability limits.

Additional Expense
Coverage for necessary additional expenses incurred as a result of a loss for which you are protected under comprehensive or collision coverage. These expenses include rental cars, food, lodging and other incidental expenses.

Hired Auto Liability Coverage
Covers liability for automobiles hired under contract on behalf of or loaned to the named insured.

Hired Auto Physical Damage
Coverage for an automobile of any type, hired, borrowed or leased on a short term basis for use in the insured’s business.

Employer’s Non-Ownership Liability
Coverage for a private-passenger automobile used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile in the business by any of your employees.

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Office Locations: 
Kendall

12001 SW 128th Ct.
Suite 104
Miami FL 33186


(T) 305.253.4424
quotes@fibrokers.com



Blue Lagoon
Corporate Headquarters
5805 Blue Lagoon Drive
Suite No. 400
Miami, FL 33126


(T) 305.441.9932
Toll Free: 1-866-552-9846

quotes@fibrokers.com

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Kendall 12001 SW 128th Ct. Suite 104. Miami FL 33186 (T) 305.441.9932
Blue Lagoon Corporate Headquarters 5805 Blue Lagoon Drive, Suite No. 400, Miami, FL 33126 (T) 305.441.9932 | Toll Free: 1-866-552-9846