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There may be limits on how much coverage you get for expensive items such as jewelry, silverware and furs. Generally, there is a limit on jewelry for $1,000 to $2,000. You should ask your agent or look it up in your policy. This information is in Section I, Personal Property, Special Limits of Liability. Insurance companies may also place a limit on what they’ll pay for computers.

If the limits are too low, consider buying a special personal property floater or an endorsement. These allow you to insure these items individually or as a collection. With floaters and endorsements, there is no deductible. You are charged a premium based on what the item (or collection) is, where you live and its dollar value.

You can determine the value by providing your agent with a recent receipt or getting the item or collection appraised.
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Office Locations: 
Kendall

12001 SW 128th Ct.
Suite 104
Miami FL 33186


(T) 305.253.4424
quotes@fibrokers.com



Blue Lagoon
Corporate Headquarters
5805 Blue Lagoon Drive
Suite No. 400
Miami, FL 33126


(T) 305.441.9932
Toll Free: 1-866-552-9846

quotes@fibrokers.com

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Kendall 12001 SW 128th Ct. Suite 104. Miami FL 33186 (T) 305.441.9932
Blue Lagoon Corporate Headquarters 5805 Blue Lagoon Drive, Suite No. 400, Miami, FL 33126 (T) 305.441.9932 | Toll Free: 1-866-552-9846